Loans

Finding Your Dream Home

Buyers

Pre-Qualification

Arrange a meeting with a mortgage broker to determine your affordable home purchasing range.

Pre-Qualification

While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after homes that are out of your price range. With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the home you’re interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for that property. Costs for pre-approval are generally nominal and lenders will usually permit you to pay them when you close your loan.

List of Needs & Wants

Make 2 lists. The first should include items you must have (i.e., the number of bedrooms you need for the size of your family, a one-story house if accessibility is a factor, etc.). The second list is your wishes, things you would like to have (pool, den, etc.) but that are not absolutely necessary. Realistically for first-time buyers, you probably will not get everything on your wish list, but it will keep you on track for what you are looking for.

Representation by a Professional

Consider hiring your own real estate agent, one who is working for you, the buyer, not the seller.

Our Scale Is Your Strength

The Beverly Hills Real Estate and Loans Team is an unparalleled force in the luxury residential real estate market, boasting over $1.4 billion in sales for 2021 alone. With a cumulative sales record exceeding $5 billion, their reputation as the most connected, professional, and experienced agents in the industry precedes them. Backed by the international powerhouse brokerage, Douglas Elliman, they possess unmatched resources that enable them to deliver exceptional service to each client they serve. Their global network, coupled with their relentless drive, firmly places them in a league of their own within the real estate realm. It’s evident that Beverly have mastered the art of success, setting an exemplary standard for their peers to aspire to.

Their extensive network, market knowledge, and access to resources enable them to provide unparalleled service and results for their clients. This motto encapsulates their commitment to leveraging their scale to benefit those they serve, making it clear that when you work with them, their size becomes your strength.

What sets us apart is not just our numbers, but our relentless dedication to leveraging our scale for the benefit of our clients. Whether you’re buying, selling, or investing in real estate, our team is here to ensure that every decision you make is informed, strategic, and ultimately rewarding. When you partner with us, you’re not just getting a real estate transaction—you’re gaining a trusted ally whose scale becomes your greatest advantage. Let us show you how our strength can propel you toward your goals with confidence and success.

GLOBALLY
CONNECTED

$1.4
BILLION

Sold in 2021

$5
BILLION

In Sales

POWERFUL & EFFECTIVE

Custom Marketing

Buying Your Home

Giving Your Dreams an Address

Step 1: Outlining Your Objective

Outlining Your Objectives

  • What is your motivation to buy?
  • What price range are you considering?
  • What is your timeline to move?
  • What are your ideal features and “non-negotiables”?
  • What are you looking for in a neighborhood?

Planning & Preparation

  • Discuss objectives and process with your Realtor®
  • Obtain a loan approval letter
  • Sign exclusive buyer-broker agreement with your Realtor®
  • Research neighborhood of interest with your Realtor®

Understanding the Market

  • Analysis of active, pending, and sold transactions
  • Review contracts and timelines
  • Personal timing and seasonal considerations
  • Market forces: supply v. demand, macro v. micro
  • Create Profile-Based Buyer Attraction Strategy

Step 2: Finding Your Home

The Search

  • Browse and review online listings with your Realtor®
  • Notification of new and off-market properties
  • Virtually tour listings from the comfort of your home
  • Select your ideal location and home

Offers & Negotiation Strategies

  • Learn about the Purchase Contract from your Realtor®
  • Discuss multiple offer strategies (as needed)
  • Offer presentation and highlighting buyer strategies
  • Negotiate to optimize price and terms
  • Acceptance of offer or counter offers

Step 3: Going Into Escrow

The Escrow Process

  • Notify escrow of acceptance and send full executed contract
  • Wire initial deposit to escrow per terms of agreement
  • Notify lender to begin loan process and order appraisal
  • Sign and return opening package of escrow instructions
  • Contact insurance agent for homeowner coverage
  • Provide escrow with vesting (title) information

Inspections & Disclosures

  • Schedule all desired home inspections, (i.e. termite report)
  • Approve/negotiate repairs based on inspection reports
  • Review/approve all seller and state required disclosures
  • Review/approve preliminary title report
  • Meet deadlines and remove contractual contingencies
  • Schedule final walk-through prior to close of escrow

Step 4: Closing

Welcome Home

  • Review closing statement from escrow
  • Virtually meet with escrow to sign loan documents
  • Arrange to wire down payment and closing costs
  • Transfer utilities to new location
  • Closing, key delivery, and celebration
  • Move into the property
  • Move-in checklist

Working Together Again

  • Staying in touch and keeping you informed
  • Second homes and investment properties
  • Providing resources and introductions
  • Referrals, testimonials, and reviews

Focus & Organization

In a convenient location, keep handy the items that will assist you in maximizing your home search efforts. Such items may include:

  • A file of the properties that your agent has shown to you, along with ads you have cut out from the newspaper.
  • Instant or video camera to help refresh your memory on individual properties, especially if you are attending a series of showings.
  • Paper and pen, for taking notes as you search.
  • Location: Look at a potential property as if you are the seller. Would a prospective buyer find it attractive based on school district, crime rate, proximity to positive (shopping, parks, freeway access) and negative (abandoned properties, garbage dump, source of noise) features of the area?
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    For Buy | For Sell